A disabled father-of-two says he will be left housebound by a mobility charity’s decision to ban him from leasing its cars.

Mike Freedman, of Kenilworth Road, Edgware, was told by Motability that his wife Sarah made too many claims on the car’s insurance after two drivers went into the back of their vehicle.

The family has been left without a car and Mike is unable to travel to vital treatment sessions at hospitals in Barnet and central London after the family’s appeal against the decision was turned down.

The 32-year-old is wheelchair bound due to complications from an appendix removal operation five years ago.

He suffers constant pain that is only relieved by a strong prescription drugs and he heavily relies on round-the-clock care from his wife Sarah and carers who visit him on a daily basis.

Following two years of near impossible public transport trips to hospital appointments, the family appealed to the Motability scheme for help.

The government-funded initiative allows families to lease a vehicle for about £200-a-month if they meet certain financial criteria.

Mike says the car his family leased for the past three years has changed his life, but the charity this week refused to renew their contract.

He said: “This affects every single aspect of my life. They give these cars out to make people’s lives easier, and my life has been over the past three years, but this is tough to deal with.

“This decision will leave me housebound and that is scary. It is just one thing after another when you are disabled and this is the latest. We’re just fighting all the way – we have to.”

The couple claimed for three crashes over the past three years, two of which were caused by other vehicles colliding into the back of their car.

Three more claims for minor scratches or dents were also registered on the instruction of the charity, though Motability’s current policy states these should not count against the lease holder.

Motability representative Gail Rossiter said: “The limit can depend on the number of claims or the value of the claims but the scheme has to be affordable for all customers.

“There comes a point where it is too much of a risk for us to loan out the car. There is a cut off but we do make exceptions and we do consider appeals.”

Mike’s wife Sarah, 36, relies on the car to drive her husband and the couple’s daughters Batya, 6, and Devorah Leah, 4, around.

She says losing the car is life changing and has started a petition that has already gathered 500 signatures in support of her family.

She said: “The response has been incredible. There is no way we can afford a car and there are no other alternatives available to us.”

The couple has appealed the charity’s decision for a second time but must wait 20 days to discover the outcome.

Sarah added: “We are now waiting for them to come back to us but they have already turned down one appeal so I don’t know why this would be any different. We will have to wait and see and then look at the options.”